The primary purpose of life insurance is to ensure that your family will have financial security in the event of your death. However, life insurance can also meet other needs, such as saving for your child’s education or supplementing any retirement benefits.
Since, we are life insurance brokers; we work with a wholesaler that allows us access to over 100 different companies (all A.M. Best “A Rated”) offering approximately 6,000 different products.
Life Insurance Products
Term Life Insurance: Term life insurance is the simplest form of life insurance. Term life insurance provides death protection for a stated time period. It provides temporary life insurance, and can be purchased in large amounts for a relatively small initial premium. Term insurance is best suited for short range goals such as life insurance coverage to pay off a loan or to provide extra life insurance protection during a family’s child-raising years.
Permanent Life Insurance: There are several types of permanent life insurance such as: Universal Life Insurance, Variable Life Insurance, and Whole Life Insurance. These permanent forms of life insurance can provide protection for a client’s entire lifetime, or in certain instances up to a specific age. Permanent life insurance policies can build cash value which is money the client can borrow against and in some cases, withdraw to help obtain future goals, such as paying for their child’s college education.
Guaranteed Universal Life:
The Guaranteed Universal Life insurance product can offer a level premium and a no lapse death benefit.
Security – Helps protect your loved ones against possible financial hardship
Tax-Free Death Benefit – Under current tax laws governing individual life insurance, life insurance proceeds are generally income tax free to the beneficiary.
Tax-Deferred account value growth – The policy’s account value earns interest at the carrier’s current interest rate—federal income tax deferred.
Whole Life Insurance:
Premiums are generally level and payable for life – Since the premiums are level , the younger the individual is when purchasing a whole life insurance policy, the less expensive the premiums will be.
Contact us today to learn more about our life insurance options.
I wanted to write a note of "Thank you" to the entire Triangle Insurance staff for the level of customer service that you all provide! Your attention to detail and professionalism truly separates you from the competition, as you tailored a policy to fit our needs with better coverage along with saving us money. Triangle Insurance really cares about their client and it shows in the way that you operate in business!
Triangle Insurance and Associates has been handling my insurance for the past few years. Last year, Jordan called to let me know she had shopped around for me after seeing that my family's premium for our coverage on our home and vehicles had been increased at renewal. She told me she found that she was able to save us several hundred dollars in premium for the same coverage by switching to a new carrier and had gone ahead and sent me the paperwork. Jordan did all this before I even opened the renewal letter showing the increase. This is the kind of service I have gotten used to since working with JM, Jacob and the rest of the good people at Triangle. They are friendly, knowledgeable, and great with communication. Several of my friends and clients have called to thank me for referring them to Triangle for their insurance.
Living and working 3 hours from home is a challenging task. Having an insurance company that reacts quickly and accurately when needed while looking out for my best interests is invaluable for a busy salesperson like myself. I have been a customer from day one and will continue to trust Triangle Insurance and Associates with all of my insurance needs moving forward.
I am very pleased with Triangle Insurance & Associates. JM & Jacob helped me & my wife get new life insurance policies. They found me better insurance at a lower price. They are honest, reliable, knowledgeable and have a tremendous work ethic. We are very pleased.
I have both my business and personal insurance with Triangle Insurance. The principal and staff are most timely and efficient with all transactions and I highly recommend them for any insurance needs.
We have several Companies that we manage and own. At first we were slightly apprehensive about letting this young company and young men handle our insurance needs. We soon learned that our apprehension was unfounded. During one of the hurricanes we had extensive damage to one of our rental homes. Triangle Insurance was on the scene even before I was. We were extremely pleased with the way the claim was handled and the professionalism of Triangle Insurance. We have had several claims after the hurricane damage that Triangle Insurance has handled the same way. My only regret is that we didn’t find Triangle Insurance sooner. Now we have much better coverage than before and the savings of about $25,000.00 per year is an added bonus. I would highly recommend Triangle Insurance for any and all insurance needs.
I would recommend Triangle Insurance to anyone who has an insurance need whether it be commercial or personal. They are all professionals and always there when needed. J.M and Jordan assisted me through the process and accommodated all of my needs quickly. I look forward to continued business with Triangle Insurance.
Jacob, J.M, and the entire Triangle Insurance & Associates staff have always been extremely helpful and responsive to all of my various insurance needs. They take the time to find custom solutions rather than offer cookie-cutter options that may leave me either over-insured or, even worse, vulnerable to liability. I highly recommend Triangle Insurance & Associates to anyone looking to add new coverage and especially to those who are not 100% satisfied with their current rates or representatives. You won't be disappointed!
We were referred to Triangle Insurance, but were a little skeptical since the guys were so young and the agency relatively new. But after our initial meeting, we were confident that they could do the job, and they have. They have been on top of things since the beginning and we would highly recommend them.
I cannot say enough good things about Triangle Insurance & Associates! JM and Jacob are great to work with and their office staff is very knowledgeable and friendly! They have saved me money on all my policies that I have with them and I do not mind recommending them to anyone for all their insurance needs. They truly care about their clients and the customer service is outstanding!
When our house burned down in 2013, it was one of the worst experiences of our lives. We had no idea what we were going to do, or even where to start. However, Triangle Insurance & Associates was there the very next day. They were literally there from day one, and continued to assist us through the rebuilding of our home and with putting our lives back together. We could not have done it without their help and support.